The business case, the regulatory framework, and how to execute annuity rollovers at scale

Retirement planning is entering a new era. More Americans are reaching retirement age than ever before, rollover activity continues to grow, and annuities are becoming an increasingly important part of the retirement income conversation.

As investors shift their focus from accumulation to income, advisors are being asked a different question: How long will my money last? That change is driving renewed interest in solutions that can help address longevity risk, market volatility, and guaranteed income needs.

At the same time, regulatory scrutiny of rollover recommendations and annuity sales continues to intensify. Firms must be prepared to demonstrate why a recommendation was made, how alternatives were evaluated, and why the recommendation was in the client’s best interest.

This infographic explores:

• The demographic trends reshaping retirement planning
• The annuity products experiencing the strongest growth
• Why more wealth firms are incorporating annuities into retirement income strategies
• The key documentation and supervisory evidence regulators expect to see during examinations

The opportunity is significant. The challenge is execution.

Firms that can combine growth with a repeatable, well-documented best-interest process will be best positioned to meet client needs while satisfying regulatory expectations.

Download the infographic to learn how leading firms are approaching annuity rollovers and retirement income recommendations in today’s evolving landscape.